Reach your financial goals with FinLocker
FinLocker is the all-in-one app to manage your finances!
FinLocker is the only app you’ll ever need to manage your money.
FinLocker is a free and secure all-in-one financial well-being app with the tools and resources to help you build and monitor your credit, manage your financial accounts and debts in real-time, create custom budgets to save for your financial goals, and establish positive financial habits.
Use the tools and technology to monitor your home’s value and net worth, and securely store your personal and financial documents. When you’re ready to refinance or purchase another property, you can directly connect with your lender, transfer your financial documents to start your mortgage application, and even begin your home search – all directly from the app!
Manage Your Financial Accounts
Get a consolidated, real-time view of your bank accounts, credit cards, auto loan, student loan, retirement, and investment accounts.
Build Your Credit
Receive your free credit score, credit report and credit monitoring.
Tips to build and maintain your credit score & overcome any credit challenges.
We do a soft credit check, so it will never affect your credit score.
Safe and Secure
Your data is protected with bank-level security, and stored using AES-256 encryption.
Securely store your personal and financial documents.
You decide what data in your app to share for a loan application.
Improve your financial literacy with over 140 resources and videos on homeownership, auto loans, insurance, managing credit, and paying for college.
Customized Household Budget
Create savings goals, custom budgets, and project cash flow to pay down debt, save for retirement, and stay on track to achieve all of your financial goals.
Personalized Spending Plan
The Spending Analyzer will categorize your financial transactions so you can see where you’re spending your income, make informed decisions, and identify where you can start saving.
When you decide to refinance or purchase another property, see where you are in the mortgage approval process in minutes.
Learn if you need to improve your credit score, continue saving or reduce your debt-to-income.
Track your home value and equity.
Monitor recently sold homes in your area.
Start a new home search.
Start A Loan Application
You decide when you’re ready to contact your lender directly from the app to start a new mortgage application. Until you make the first move, you won’t receive any unsolicited mortgage offers.
And it’s really, truly FREE
No fees to create your account. No monthly or annual fees to use your account.
We don’t sell your personal and financial information to third parties.
No intrusive ads trying to sell you financial services that you don’t want or need.
Take back control of your finances with FinLocker.
FinLocker would like to provide you with a secure financial well-being app to manage your money, and create your personal path to achieve all of your financial goals.
Your FinLocker dashboard summarizes your financial information, which makes it quick and easy to manage your financial accounts, bank transactions, net worth, budgets, credit score and credit report, cash flow analysis, home value, and build a relationship with your financial institution.