FinLocker Homebuyers

FinLocker LLC

FinLocker can help you qualify for a mortgage and prepare homeownership

Become a homeowner sooner with our free all-in-one financial fitness app

Discover Your Path To Homeownership

FinLocker is an all-in-one financial fitness app that provides the tools and resources to help you build and monitor your credit, manage your financial accounts and debts in real-time, create trackable goals and budgets to save for your down payment and pay down debt, and establish positive financial habits.

Receive a homebuying budget with a mortgage payment that suits your income, track your progress to know when you are eligible for a mortgage, start your home search, connect with your mortgage lender, and securely share your financial data and documents to start your mortgage application – all directly from the app!

FinLocker Features

Manage Your Financial Accounts

Get a consolidated, real-time view of your bank accounts, credit cards, auto loan, student loan, retirement, and investment accounts.

Build Your Credit

Receive your free credit score, credit report, and credit monitoring.

Use tools to improve your credit health and overcome any credit challenges.

We do a soft credit check, so it will never affect your credit score.

Safe and Secure

Your data is protected with bank-level security, and stored using AES-256 encryption.

Securely store your personal and financial documents.

You decide what data to share with your lender for a loan application.

Readiness Assessment

Loan Readiness Assessment

Track your progress towards mortgage eligibility and learn if you need to improve your credit score, save more towards your down payment and closing costs, or reduce your debt-to-income ratio.

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Trackable Goals & Budgets

Create savings goals and trackable budgets to save for your down payment and closing costs, pay down debt, and plan how to achieve other financial goals.

personalized spending plan

Personalized Spending Plan

Your financial transactions will be categorized to see when and where you’re spending your income, make informed decisions, and identify where you can save.

homeownership education

Homeownership Education

Improve your financial literacy and prepare for homeownership with resources & videos on mortgage terms, mortgage programs, mortgage process, insurance, and managing credit.

Real Estate

Start your home search in the app.

See recently sold homes in your area.

Track your home value and equity after purchase.

Start Your Loan Application

You decide when you’re ready to contact your lender directly from the app to start your mortgage application. Until you make the first move, you won’t receive any unsolicited mortgage offers.

And it’s really, truly FREE

No fees to create your account. No monthly or annual fees to use your account.

We don’t sell your personal and financial information to third parties.

No intrusive ads trying to sell you financial services that you don’t want or need.

Take back control of your finances with FinLocker

FinLocker would like to provide you with a secure financial fitness app to create your personal path to homeownership, and beyond.

Your FinLocker dashboard summarizes your financial information, which makes it quick and easy to manage all your financial accounts, bank transactions, credit score, credit report, budgets, goals, budgets, net worth, cash flow, and home value, while building a relationship with your financial institution.

It only takes a few minutes to create your FinLocker account.