FinLocker has a graduation gift to set you up for long-term financial success!
Achieve your financial goals with our free all-in-one financial well-being app.
Get Financially Fit With Your Financial Personal Trainer
FinLocker is a free and secure all-in-one financial well-being app with the tools and resources to help you build and monitor your credit, manage your financial accounts and debts in real-time, create custom budgets to pay down loans, save for a car, home or whatever is important to you, and establish positive financial habits.
If you’ve got a goal to buy a home in the next few years, the app have the tools and technology to show you when you are mortgage-ready, how much home you can afford, start your real estate search, connect with a mortgage lender, and transfer your financial documents to start your mortgage application – all directly from the app!
Manage Your Financial Accounts
Get a consolidated, real-time view of your bank accounts, credit cards, auto loan, student loan, and investment accounts.
Build Your Credit
Safe and Secure
Your data is protected with bank-level security, and stored using AES-256 encryption.
Securely store your personal and financial documents.
You decide what data to share with your lender for a loan application.
Money Management Resources
Customized Household Budget
Create financial goals, custom budgets, and project cash flow to save for a car or home down payment, pay down debt, and plan how to achieve your financial goals.
Personalized Spending Plan
The Spending Analyzer will categorize your financial transactions so you can see where you’re spending your income, make informed decisions, and identify where you can start saving.
Loan Readiness Assessment
See where you are in the mortgage approval process in a few minutes.
Learn if you need to improve your credit score, continue saving or reduce your debt-to-income.
Real Estate Search
Start your home search in the app.
See recently sold homes in your area.
Track your home value and equity after purchase.
Start Your Loan Application
You decide when you’re ready to contact a lender directly from the app to start your mortgage application. Until you make the first move, you won’t receive any unsolicited mortgage offers.
And it’s really, truly FREE
No fees to create your account. No monthly or annual fees to use your account.
We don’t sell your personal and financial information to third parties.
No intrusive ads trying to sell you financial services that you don’t want or need.
Confidently manage your finances with FinLocker.
FinLocker would like to provide you with a secure financial well-being app to create your personal path to financial success. Whether your goal is to buy a car, rent your own place, get married, pay off your student loans, or buy a home, FinLocker can help you get there.
Your FinLocker dashboard summarizes your financial information, which makes it quick and easy to manage your financial accounts, bank transactions, budgets, credit score and credit report, cash flow analysis, and loan readiness, while building a relationship with a financial institution.