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NAMMBA wants to set you up for
long-term financial success!

Achieve your financial goals with our free all-in-one financial fitness app.

Get Financially Fit With Your Financial Personal Trainer

NAMMBA’s myFinLocker is a free and secure all-in-one financial fitness app with the tools and resources to help you build and monitor your credit, manage your financial accounts and debts in real-time, create custom budgets to pay down loans, save for a car, home, or whatever is important to you, while establishing positive financial habits.

If you’ve got a goal to buy a home in the next few years, myFinLocker has the tools and technology to show you when you are mortgage-ready, how much home you can afford, start your real estate search, connect with a mortgage lender, and transfer your financial data and documents to start your mortgage application – all directly from the app!

myFinLocker Features

Manage Your Financial Accounts

Get a consolidated, real-time view of transactions in your bank accounts, credit card accounts, auto loan, student loan, retirement and investment accounts.

Build Your Credit

Receive your free credit score, credit report and credit monitoring. Tips to build your credit history and increase your credit score. It’s a soft credit check, so it will never affect your credit score.

Safe and Secure

Your data is protected with bank-level security, and stored using AES-256 encryption.

Securely store personal and financial documents.

You decide what data to share with your lender for a loan application.

homeownership education

Money Management Resources

Learn to manage your money like a pro with 140+ resources and videos on managing credit cards, homeownership, auto loans, insurance, paying for college, and more.

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Customized Budgets

Create financial goals, custom budgets, and project cash flow to save for a car or home down payment, pay down debt, and plan how to achieve your financial goals.

personalized spending plan

Personalized Spending Plan

The Spending Analysis tool categorizes your financial transactions to show where you’re spending your income, make informed decisions, and identify where you can save.

Readiness Assessment

Loan Readiness Assessment

See where you are in the mortgage approval process in a few minutes.

Learn if you need to improve your credit score, continue saving for your down payment, or reduce your debt-to-income.

Real Estate Search

Start your home search in the app.

See recently sold homes in your area.

Track your home value and equity after purchase.

Start Your Loan Application

You decide when you’re ready to contact a lender directly from the app to start your mortgage application. Until you make the first move, you won’t receive any unsolicited mortgage offers.

And it’s really, truly FREE

No fees to create your account. No monthly or annual fees to use your account.

We don’t sell your personal and financial information to third parties.

No intrusive ads trying to sell you financial services that you don’t want or need.

Confidently plan for the future with myFinLocker.

NAMMBA would like to provide you with myFinLocker, a secure financial fitness app to create your personal path to financial success. Whether your goal is to buy a car, rent your own place, get married, pay off your student loans, or buy a home, myFinLocker can help you get there.

Your myFinLocker dashboard summarizes your financial information, which makes it quick and easy to manage your financial accounts, bank transactions, budgets, credit score and credit report, cash flow analysis, and loan readiness, while building a relationship with a financial institution.

It only takes a few minutes to create your myFinLocker account.