Improve Your Lead To Closed Loan Conversion
FinLocker can also help Recover Turned Down Applicants & Create Customers for Life
Re-imagine Your Customer Relationships
Extend Your Business Ecosystem
Manage A Larger Pipeline
Streamline Mortgage Application
How FinLocker Financially Prepares Your Consumers For Homeownership
Manage Financial Accounts
Consolidated, real-time view of all bank accounts, credit cards, auto loan, student loan, retirement, and investment accounts.
Build & Monitor Credit
Receive free credit score, credit report and credit monitoring.
Tips to increase credit score and overcome any credit challenges.
FinLocker does a soft credit check, so it will never affect a user’s credit score.
Safe and Secure
Data is protected with bank-level security, and stored using AES-256 encryption.
Securely store personal and financial documents, which can be shared for a loan application.
Loan Readiness Assessment
Homebuyers can see where they are in the mortgage approval process in a few minutes.
The Assessment shows what they need to improve to be eligible for a mortgage: credit score, reduce debt-to-income, continue saving for closing costs, etc.
Customized Household Budget
Create savings goals, custom budgets, and project cash flow to save for down payment and closing costs, pay down debt, and plan how to achieve other financial goals.
Personalized Spending Plan
The Spending Analyzer will categorizes financial transactions in enrolled accounts, so consumers can see where they are spending their income, make informed decisions, and identify where they can start saving.
Improve financial literacy with 140+ resources & videos on homeownership, including mortgage terms, mortgage programs, mortgage process, insurance, and managing credit.
Start home search in the app.
See recently sold homes in neighborhood.
Track home value and equity after purchase.
Start Mortgage Application
Consumers can Contact Lender (you) directly from the app to start their mortgage application by sharing financial data and documents saved in the app.
Improve The Financial Well-being Of Those Who Matter Most
Compliment your CRM and POS tech stack with a high tech, high touch white-labeled financial well-being platform reflecting your brand and value proposition for lead acquisition, curation, and conversion.
Consumer permissioned data and proprietary analytics drive FinLocker to deliver personalized financial insights with patented technology and enable businesses and organizations to manage their customer pipeline efficiently and provide seamless transaction experiences that create customers for life.